Cfinancials
Big Data Technology for Investor Protection

About us

Classification Rating company
Activity A scientific evaluation of the risk of a financial product as perceived by the market
Name Origin «see» «financials»
Market Position Leader in Investor Protection since 2009
Visionary Role With the relevant MiFID II stakeholders at European level
Objective The company's purpose is to produce and distribute Security Indicators - TIPER® - for financial products and markets and in line with MiFID II / Investor Protection
Company Expertise Financial Products (Capital Markets)
Big Data Technology (Search Engines / Data Mining)
Mathematical Modeling / AI
MiFID II / Investor Protection Interpretation
MiFID II Consulting Make institutions fully compliant with regulatory requirements as intended by the legislators to establish high quality standards for the industry
MiFID II Workshop Workshop Administrator - True & Full interpretation of MiFID II
Workshop Participants CITI Group, UBS, Credit Suisse, Santander Group, ABN AMRO, Rabobank, KBC, Intesa Sanpaolo, Unicredit, Societe Generale, HSBC, Standard Chartered

Strategy

Vision A world where financial products are treated as a mere commodity by all
Mission To foster social and economic stability by restoring confidence in capital markets
How: By empowering investors to invest with security and confidence in capital markets
Market Banks, asset managers, authorities, insurance companies, pension funds and ESRB

Product

TIPER®
Product Description Security Indicator - TIPER - True Intelligent Product Evaluator of Risk
Product Characteristics Security Indicator (degree of loss potential), real time (at least daily), comprehensible to the layman and expressed as a single rating (0-100%) consistent and applicable throughout all assets classes (on 16 million products)
Issuer Requirements TIPER® is produced by an independent party not involved in the recommendation, analysis or issuance of financial products in order to avoid bias and conflict of interest
Product Solution TIPER® satisfies 54 requirements in Investor Protection: Product Governance, Product Suitability, Information to Clients, Conflict of Interest, Inducements.
TIPER® simplifies 23 requirements in Investor Protection: Investment Advise, Risk Management, Safeguarding of Client Financial Instruments, Provision of Services in non-complex instruments, Investment Research
Market Solutions
Asset Managers       Increase the quality of an investment strategy and the performance of a financial product by anticipating future risk
Banks Generate additional revenue as TIPER® meets the MiFID II on-going Inducement Article 11
Industry Satisfy/Simplify 77 requirements in MiFID II / Investor Protection
Product Interest MiFID II Legislators & Authorities

Database

Product Coverage 16 million products (99% of all retail products worldwide)
Product History Inception/15 years+
Processing History 10 years+
Product Intelligence Contagion / systemic risk / product family / performance & underlying history on 16 million products
Values 5.5 Billion processed daily

Management

Board Members Michael Heijmeijer (Chairman)
Yves Aellig
Miles Hopwood
Manuel Gil
Stephane Polack
Tara Townsend
Parvis Hanson (Secretary)
Fouad Rahali

History

Creation 09 March 2009
Founder Michael S. Heijmeijer  1970
Co-Founders
 
Dr. Fouad Rahali   1955
Stephane Polack 1970
Company published in L’Agefi - Reuters News - Finanz Wirtshaft - BILANZ - Paris Match - ELLE Magazine - Les Echos - Createur - Private Banking - L’Hebdo - Banque & Finance - Finanztip - PME - Bilan.
Press Articles 60+ and Publications 1000+

Legal

Company Name Cfinancials SA
Company Number CH-550.1.057.322-2
VAT Number CHE-114.758.931
Objective The company's purpose is to produce and distribute Security Indicators - TIPER® - for financial products and markets and in line with MiFID II / Investor Protection
Auditor PwC Lausanne
Declaration of Integrity Deloitte SA Geneva
Declaration of Independence PwC Lausanne
Outstanding Shares 11'159'905 (non-listed)
Introduction to Foundation PeoplesFinancials 2013
Site www.peoplesfinancials.org